Data-driven guides and market analysis for Hawaii homebuyers and homeowners
What does an $800K home really cost? We break down monthly payments, total interest, closing costs, property taxes, and insurance using real rates from 8 local lenders.
Read guide âHawaii's 2026 FHA loan limit is $1,249,125 for a single-family home — the national ceiling. Learn FHA limits by property type, mortgage insurance costs, condo requirements, and how to qualify.
Read guide âWith rates stabilizing in the mid-5s, homeowners who borrowed at 7%+ in 2023-2024 should be running the numbers. Current refinance rates from 8 Hawaii lenders, plus a break-even calculator.
Read guide âEverything Hawaii first-time buyers need: HHFDC down payment assistance, FHA and VA loan options, step-by-step buying guide, and how to find the best mortgage rate in Hawaii's high-cost market.
Credit unions continue to undercut big banks on 30-year fixed rates. HSFCU and HawaiiUSA FCU both offer sub-6.30% APR this week, while the Big Four banks hold steady above 6.35%.
Hawaii's conforming loan limit for 2026 is $1,249,125 â one of the highest in the nation. Here's what that means for your home purchase and how to avoid jumbo loan pricing.
Our data shows Hawaii credit unions offer 15-25 basis points lower rates on average compared to the Big Four banks. But that's not the whole story.
With Hawaii home values holding strong, many homeowners are sitting on significant equity. Here's how to access it strategically through local HELOC options.