8 Hawaii institutionsNo sponsored rankings
Hawaii's mortgage & savings rates, compared daily.
We aggregate rates from every major Hawaii bank and credit union so you can find the best deal — no hidden sponsorships, no biased rankings.
Rates updated: Sunday, March 8, 2026
Hawaii Mortgage Rates
Today's purchase & refinance rates from local banks and credit unions
$800,000
Rates sorted by lowest APR. Sorting is not influenced by advertising or referral fees.
BOH
Bank of Hawaii#1 Best APR
FDIC InsuredProduct
30-Year Fixed
Rate
5.500%
APR
5.684%
Est. Payment
$4,542/mo
Points: 2Max LTV: 80%Updated 3d ago
American Savings#2
FDIC InsuredProduct
30-Year Fixed
Rate
5.500%
APR
5.720%
Est. Payment
$4,542/mo
Points: 2Max LTV: 80%Updated 10d ago
CPB
Central Pacific#3
FDIC InsuredProduct
30-Year Fixed
Rate
5.625%
APR
5.820%
Est. Payment
$4,605/mo
Points: 2Max LTV: 80%Updated 3d ago
Points: 2.25Max LTV: 80%Updated 3d ago
Hawaii State FCU
NCUA InsuredProduct
30-Year Fixed
Rate
6.000%
APR
6.140%
Est. Payment
$4,796/mo
Points: NoneMax LTV: 80%Updated 6d ago
Aloha Pacific FCU
NCUA InsuredProduct
30-Year Fixed
Rate
6.125%
APR
6.250%
Est. Payment
$4,861/mo
Points: NoneMax LTV: 80%Updated 6d ago
Points: NoneMax LTV: 80%Updated 36d ago
Pearl Hawaii FCU
NCUA InsuredProduct
30-Year Fixed
Rate
6.250%
APR
6.375%
Est. Payment
$4,926/mo
Points: NoneMax LTV: 80%Updated 8d ago
Hawaii State FCU
NCUA InsuredProduct
30-Year Fixed (No Points)
Rate
6.875%
APR
6.994%
Est. Payment
$5,255/mo
Points: NoneMax LTV: 80%Updated 6d ago
Hawaii Mortgage Calculator
Defaults reflect Hawaii's high conforming limit of $1,249,125
$950,000
$190,000
Monthly P&I
$4,679
Est. Total
$5,194
incl. tax & insurance
Loan Amount
$760,000
Total Interest
$924,602
Estimates include property tax at 0.35% and homeowner's insurance at 0.30% of home value. Actual costs vary. Does not include HOA, PMI, or other fees.
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