Mortgage Rates in Kihei, Hawaii
Compare today's best rates from Kihei, Maui \u2014 starting at 5.319% APR
Rates sorted by lowest APR. Sorting is not influenced by advertising or referral fees.
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About Mortgage Rates in Kihei
Kihei is served by all major Hawaii financial institutions including First Hawaiian Bank, Bank of Hawaii, Central Pacific Bank, American Savings Bank, and several local credit unions. Hawaii's conforming loan limit of $1,249,125 is among the highest in the nation, reflecting the state's high cost of living and real estate market. Most Kihei home buyers will find competitive rates from both banks and credit unions listed above. Credit unions often offer slightly lower rates due to their non-profit structure, though banks may provide faster processing times.
Hawaii Mortgage Calculator
Defaults reflect Hawaii's high conforming limit of $1,249,125
Estimates include property tax at 0.35% and homeowner's insurance at 0.30% of home value. Actual costs vary. Does not include HOA, PMI, or other fees.