American Savings Bank

American Savings Bank rates

FDIC InsuredLast checked Nov 11, 2026

Today's posted mortgage, HELOC, savings, CD and personal loan rates from American Savings Bank, copied from its own website and checked every business day. 808rates is independent and not affiliated with American Savings; no lender pays to be listed or ranked. American Savings website

How American Savings compares

Each lender's best posted rate in each category, among the lenders we track that post one. Rates may carry conditions (membership, credit tier, balance, island); see each row below.

30-year fixed
6.881% APR · 7th lowest of 11 (30-Year Fixed)
15-year fixed
6.241% APR · 7th lowest of 11 (15-Year Fixed)
HELOC (variable APR after intro)
7.00% APR · 3rd lowest of 11 (Equity Express HELOC (2-yr intro))
Savings
0.02% APY · 10th highest of 10 (Statement Savings)
CD / certificate
2.90% APY · 8th highest of 8 (6-Month Special CD)
Personal loan, 4 years
9.99% APR · 5th lowest of 5 (Personal Loan (Unsecured, 48 months))
15-Year Fixed
Rate
5.875%
APR
6.241%
Points
1.75
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · source
7/6 ARM
Rate
6.000%
APR
6.525%
Points
1.75
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · source
10/6 ARM
Rate
6.125%
APR
6.530%
Points
1.875
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · source
30-Year VA Fixed
Rate
6.500%
APR
6.762%
Points
None
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: APR includes a 2.3% VA funding fee.
30-Year Jumbo Fixed
Rate
6.625%
APR
6.876%
Points
2
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · source
30-Year Fixed
Rate
6.625%
APR
6.881%
Points
2
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · source
American Savings mortgage rates and history →

Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.

Equity Express HELOC (2-yr intro)
Intro APR
5.750%
Variable APR
7.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 28, 2026 · sourceConditions: Intro APR requires auto-pay from an ASB personal checking account; applications received 10/1–11/15/2026 that fund by 12/15/2026. 7.00% is the lowest variable APR (margin depends on credit, occupancy and CLTV).
American Savings HELOC rates and history →
Statement Savings
APY
0.02%
Minimum
$100
Term
—
Checked Nov 9, 2026Lender's page dated Nov 4, 2026 · source
Money Market
APY
0.02%
Minimum
$2,500
Term
—
Checked Nov 9, 2026Lender's page dated Nov 4, 2026 · source
American Savings savings rates and history →
6-Month Special CD
APY
2.90%
Minimum
$10,000
Term
6 months
Checked Nov 9, 2026Lender's page dated Nov 4, 2026 · sourceConditions: $10,000 minimum from another institution.
American Savings CD rates and history →

Ranked by lowest published ("as low as") APR, only against loans with the same term.

Personal Loan (Unsecured, 48 months)
Term
48 months
APR range
9.99–21.99%
Max amount
$50,000
Checked Nov 11, 2026Lender's page dated Oct 28, 2026 · sourceConditions: APR depends on creditworthiness. $2,500 minimum.
American Savings personal loan rates and history →

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30-year jumbo fixed

6.876% APR · As posted Nov 9, 2026

American Savings Bank 30-year jumbo fixed: 6.876% APR as posted Nov 9, 2026, the lowest posted 30-year jumbo fixed APR on 808rates.com.
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American Savings Bank 30-year jumbo fixed: 6.876% APR as posted Nov 9, 2026, the lowest posted 30-year jumbo fixed APR on 808rates.com.
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Other Hawaii lenders we track

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates