BOH
Bank of Hawaii rates
FDIC InsuredLast checked Nov 9, 2026
Today's posted mortgage, HELOC, savings and CD rates from Bank of Hawaii, copied from its own website and checked every business day. 808rates is independent and not affiliated with Bank of Hawaii; no lender pays to be listed or ranked. Bank of Hawaii website
How Bank of Hawaii compares
Each lender's best posted rate in each category, among the lenders we track that post one. Rates may carry conditions (membership, credit tier, balance, island); see each row below.
- 30-year fixed
- 6.671% APR · 4th lowest of 11 (30-Year Fixed)
- 15-year fixed
- 6.157% APR · 6th lowest of 11 (15-Year Fixed)
- HELOC (variable APR after intro)
- 7.50% APR · tied 6th lowest of 11 (Bankoh Home EquityLine (24-mo intro))
- Savings
- 2.28% APY · 3rd highest of 10 (Bankohana Savings Special ($100K+ balance))
- CD / certificate
- 3.40% APY · 6th highest of 8 (12-Month Bankohana New Money Special)
15-Year Jumbo Fixed
Rate
6.000%
APR
6.217%
Points
1.375
Checked Nov 9, 2026Lender's page dated Nov 6, 2026 · sourceConditions: For loan amounts greater than $999,999.
20-Year Jumbo Fixed
Rate
6.375%
APR
6.502%
Points
1
Checked Nov 9, 2026Lender's page dated Nov 6, 2026 · sourceConditions: For loan amounts greater than $999,999.
30-Year Fixed
Rate
6.500%
APR
6.671%
Points
1.75
Checked Nov 9, 2026Lender's page dated Nov 6, 2026 · source
30-Year VA Fixed
Rate
6.250%
APR
6.740%
Points
1.375
Checked Nov 9, 2026Lender's page dated Nov 6, 2026 · sourceConditions: APR includes a 3.30% VA funding fee. 60-day rate lock.
30-Year Jumbo Fixed
Rate
6.875%
APR
6.937%
Points
0.625
Checked Nov 9, 2026Lender's page dated Nov 6, 2026 · sourceConditions: For loan amounts greater than $999,999.
Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.
Bankoh Home EquityLine (24-mo intro)
Intro APR
5.800%
Variable APR
7.50%
Max line
See lender
Checked Nov 9, 2026Lender's page dated Oct 19, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 11/1–11/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Bankoh Home EquityLine (36-mo intro)
Intro APR
5.850%
Variable APR
7.50%
Max line
See lender
Checked Nov 9, 2026Lender's page dated Oct 19, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 11/1–11/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Bankoh Home EquityLine (48-mo intro)
Intro APR
5.900%
Variable APR
7.50%
Max line
See lender
Checked Nov 9, 2026Lender's page dated Oct 19, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 11/1–11/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Bankoh Home EquityLine (60-mo intro)
Intro APR
5.950%
Variable APR
7.50%
Max line
See lender
Checked Nov 9, 2026Lender's page dated Oct 19, 2026 · sourceConditions: Intro APR requires auto-pay from a BOH checking or savings account; applications received 11/1–11/15/2026. 7.50% variable APR is for a second lien behind a BOH first mortgage (7.25%–8.00% otherwise). $100 annual fee.
Bankohana Savings Special ($100K+ balance)
APY
2.28%
Minimum
$100,000
Term
—
Includes a 3.00% promotional interest rate for 90 days (an interest rate, not an APY).
Checked Nov 9, 2026Lender's page dated Oct 15, 2026 · sourceConditions: Requires a Bankohana Bonus Rate Savings Plus account, a Bankohana checking account, and $25,000 of new money from another institution within 30 days. After 90 days the account reverts to the variable APY (2.05% as of 10/15/2026).
Bankohana Bonus Rate Savings Plus ($100K+)
APY
2.05%
Minimum
$100,000
Term
—
Checked Nov 9, 2026Lender's page dated Oct 15, 2026 · sourceConditions: Variable APY; requires a Bankohana checking account.
Bankohana Savings Special (under $100K)
APY
1.23%
Minimum
$25,000
Term
—
Includes a 3.00% promotional interest rate for 90 days (an interest rate, not an APY).
Checked Nov 9, 2026Lender's page dated Oct 15, 2026 · sourceConditions: Requires a Bankohana Bonus Rate Savings Plus account, a Bankohana checking account, and $25,000 of new money from another institution within 30 days. After 90 days the account reverts to the variable APY (0.65% as of 10/15/2026).
12-Month Bankohana New Money Special
APY
3.40%
Minimum
$5,000
Term
12 months
Checked Nov 9, 2026Lender's page dated Oct 15, 2026 · sourceConditions: Funded entirely with money from another institution; requires a Bankohana checking account.
6-Month Bankohana New Money Special
APY
3.15%
Minimum
$5,000
Term
6 months
Checked Nov 9, 2026Lender's page dated Oct 15, 2026 · sourceConditions: Funded entirely with money from another institution; requires a Bankohana checking account.
Share kit
PNG files and captions for Bank of Hawaii. Each file name includes the date on the lender's page.
Other Hawaii lenders we track
- First Hawaiian Bank
- Central Pacific Bank
- American Savings Bank
- Hawaii State Federal Credit Union
- Pearl Hawaii Federal Credit Union
- Finance Factors
- University of Hawaii Federal Credit Union
- Hawaii Central Federal Credit Union
- Hawaiian Financial Federal Credit Union
- Lokahi Federal Credit Union
- Hawaii National Bank
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates