CPB
Central Pacific Bank rates
FDIC InsuredLast checked Nov 9, 2026
Today's posted mortgage and HELOC rates from Central Pacific Bank, copied from its own website and checked every business day. 808rates is independent and not affiliated with Central Pacific; no lender pays to be listed or ranked. Central Pacific website
How Central Pacific compares
Each lender's best posted rate in each category, among the lenders we track that post one. Rates may carry conditions (membership, credit tier, balance, island); see each row below.
- 30-year fixed
- 6.980% APR · 10th lowest of 11 (30-Year Fixed)
- 15-year fixed
- 6.502% APR · 10th lowest of 11 (15-Year Fixed)
- HELOC (variable APR after intro)
- 8.00% APR · tied 8th lowest of 11 (Home Equity Line of Credit (2-yr intro))
15-Year Fixed
Rate
5.875%
APR
6.502%
Points
2.125
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: Priced with a 30-day rate lock.
30-Year Jumbo Fixed
Rate
6.625%
APR
6.916%
Points
1.5
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: Loan amounts over $1,249,125. Priced with a 30-day rate lock.
30-Year Fixed
Rate
6.625%
APR
6.980%
Points
2.125
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: Priced with a 30-day rate lock.
Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.
Home Equity Line of Credit (2-yr intro)
Intro APR
5.750%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (3-yr intro)
Intro APR
5.850%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (4-yr intro)
Intro APR
5.900%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (5-yr intro)
Intro APR
5.950%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Other Hawaii lenders we track
- First Hawaiian Bank
- Bank of Hawaii
- American Savings Bank
- Hawaii State Federal Credit Union
- Pearl Hawaii Federal Credit Union
- Finance Factors
- University of Hawaii Federal Credit Union
- Hawaii Central Federal Credit Union
- Hawaiian Financial Federal Credit Union
- Lokahi Federal Credit Union
- Hawaii National Bank
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates