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Central Pacific Bank HELOC rates

FDIC InsuredLast checked Nov 9, 2026

Today's posted HELOC rates from Central Pacific Bank, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Central Pacific; no lender pays to be listed or ranked.

How Central Pacific compares

HELOC (variable APR after intro)
8.00% APR · tied 8th lowest of 11 (Home Equity Line of Credit (2-yr intro))
Compare HELOC rates at every Hawaii lender →

Today's HELOC rates

Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.

Home Equity Line of Credit (2-yr intro)
Intro APR
5.750%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (3-yr intro)
Intro APR
5.850%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (4-yr intro)
Intro APR
5.900%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.
Home Equity Line of Credit (5-yr intro)
Intro APR
5.950%
Variable APR
8.00%
Max line
$1,000,000
Checked Nov 9, 2026Lender's page dated Oct 30, 2026 · sourceConditions: Intro APR requires auto-pay from a CPB Exceptional Checking account. 90% LTV requires a qualifying CPB first mortgage and prices 0.50% higher.

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Central Pacific's page. Our verified history for HELOC rates starts Sep 30, 2026.

Home Equity Line of Credit (2-yr intro)

8.00% APR since Sep 30, 2026, with no change.

Home Equity Line of Credit (3-yr intro)

8.00% APR since Sep 30, 2026, with no change.

Home Equity Line of Credit (4-yr intro)

8.00% APR since Sep 30, 2026, with no change.

Home Equity Line of Credit (5-yr intro)

8.00% APR since Sep 30, 2026, with no change.

More Central Pacific rates

HELOC rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates