Pearl Hawaii Federal Credit Union HELOC rates
NCUA InsuredLast checked Nov 9, 2026
Today's posted HELOC rates from Pearl Hawaii Federal Credit Union, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Pearl Hawaii FCU; no lender pays to be listed or ranked.
Open to most Hawaii residents · Check eligibility
How Pearl Hawaii FCU compares
- HELOC (variable APR after intro)
- 6.50% APR · lowest of 11 (Home Equity Line (3-yr intro, A-tier))
Today's HELOC rates
Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.
Home Equity Line (3-yr intro, A-tier)
Intro APR
4.875%
Variable APR
6.50%
Max line
$400,000
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: "A" tier rate (APR "as low as"). Only owner-occupied properties on Oahu accepted as collateral. Initial advance of $10,000+ required for the intro rate. Variable APR applies 4/1/2026–3/31/2027.
Rate history
Each date is when the rate listed on 808rates.com changed, copied from Pearl Hawaii FCU's page. Our verified history for HELOC rates starts Sep 30, 2026.
Home Equity Line (3-yr intro, A-tier)
6.50% APR since Sep 30, 2026, with no change.
More Pearl Hawaii FCU rates
HELOC rates at other Hawaii lenders
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates