UHFCU
University of Hawaii Federal Credit Union HELOC rates
NCUA InsuredLast checked Nov 9, 2026
Today's posted HELOC rates from University of Hawaii Federal Credit Union, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with UH FCU; no lender pays to be listed or ranked.
For UH faculty, staff, students and alumni, and certain other groups · Check eligibility
How UH FCU compares
- HELOC (variable APR after intro)
- 7.50% APR · tied 6th lowest of 11 (Home Equity Line (2-yr fixed intro))
Today's HELOC rates
Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.
Home Equity Line (2-yr fixed intro)
Intro APR
5.250%
Variable APR
7.50%
Max line
See lender
Checked Nov 9, 2026Lender's page dated Oct 22, 2026 · sourceConditions: Fixed intro APR, then variable. Owner-occupied, up to 80% LTV, 25-year term. Rates are UHFCU's lowest and include an automatic-payment discount; the variable rate adjusts January 1 and July 1. Membership required: UH faculty, staff, students and alumni, and certain other groups.
Home Equity Line (3-yr fixed intro)
Intro APR
5.500%
Variable APR
7.50%
Max line
See lender
Checked Nov 9, 2026Lender's page dated Oct 22, 2026 · sourceConditions: Fixed intro APR, then variable. Owner-occupied, up to 80% LTV, 25-year term. Rates are UHFCU's lowest and include an automatic-payment discount; the variable rate adjusts January 1 and July 1. Membership required: UH faculty, staff, students and alumni, and certain other groups.
Home Equity Line (5-yr fixed intro)
Intro APR
5.750%
Variable APR
7.50%
Max line
See lender
Checked Nov 9, 2026Lender's page dated Oct 22, 2026 · sourceConditions: Fixed intro APR, then variable. Owner-occupied, up to 80% LTV, 25-year term. Rates are UHFCU's lowest and include an automatic-payment discount; the variable rate adjusts January 1 and July 1. Membership required: UH faculty, staff, students and alumni, and certain other groups.
Rate history
Each date is when the rate listed on 808rates.com changed, copied from UH FCU's page. Our verified history for HELOC rates starts Sep 30, 2026.
Home Equity Line (2-yr fixed intro)
| From | Listed rate |
|---|---|
| Oct 23, 2026 | 7.50% APR |
| Oct 19, 2026 | Not listed |
| Oct 1, 2026 | 7.25% APR |
Home Equity Line (3-yr fixed intro)
| From | Listed rate |
|---|---|
| Oct 23, 2026 | 7.50% APR |
| Oct 19, 2026 | Not listed |
| Oct 1, 2026 | 7.25% APR |
Home Equity Line (5-yr fixed intro)
| From | Listed rate |
|---|---|
| Oct 23, 2026 | 7.50% APR |
| Oct 19, 2026 | Not listed |
| Oct 1, 2026 | 7.25% APR |
More UH FCU rates
HELOC rates at other Hawaii lenders
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates