HIFICU

Hawaiian Financial Federal Credit Union HELOC rates

NCUA InsuredLast checked Nov 9, 2026

Today's posted HELOC rates from Hawaiian Financial Federal Credit Union, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Hawaiian Financial FCU; no lender pays to be listed or ranked.

For people who live, work, worship or go to school on Oahu or in Maui County · Check eligibility

How Hawaiian Financial FCU compares

HELOC (variable APR after intro)
7.25% APR · 5th lowest of 11 (Home Equity Line of Credit)
Compare HELOC rates at every Hawaii lender →

Today's HELOC rates

Ranked by lowest variable APR after the intro period ends; ties go to the lower intro rate.

Home Equity Line of Credit
Intro APR
None
Variable APR
7.25%
Max line
$200,000
Checked Nov 9, 2026Lender's page dated Oct 1, 2026 · sourceConditions: Variable: one-year Treasury index plus 3.00%, reviewed quarterly, 18.00% APR cap. Fee-simple, owner-occupied Hawaii property; line up to the lesser of $200,000 or 70% combined LTV. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Hawaiian Financial FCU's page. Our verified history for HELOC rates starts Sep 30, 2026.

Home Equity Line of Credit
Changes to Home Equity Line of Credit
FromListed rate
Oct 15, 20267.25% APR
Oct 3, 20267.00% APR

More Hawaiian Financial FCU rates

HELOC rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates