HIFICU
Hawaiian Financial Federal Credit Union mortgage rates
NCUA InsuredLast checked Nov 9, 2026
Today's posted mortgage rates from Hawaiian Financial Federal Credit Union, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Hawaiian Financial FCU; no lender pays to be listed or ranked.
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How Hawaiian Financial FCU compares
- 30-year fixed
- 6.677% APR · 5th lowest of 11 (30-Year Fixed)
- 15-year fixed
- 6.109% APR · 5th lowest of 11 (15-Year Fixed)
Today's mortgage rates
15-Year Fixed
Rate
5.625%
APR
6.109%
Points
2.375
Checked Nov 9, 2026Lender's page dated Nov 4, 2026 · sourceConditions: Rates based on a 30-day lock for an owner-occupied single-family purchase with 30% down; APR based on a $275,000 loan. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
15-Year Fixed (Low Points)
Rate
5.875%
APR
6.222%
Points
1.5
Checked Nov 9, 2026Lender's page dated Nov 4, 2026 · sourceConditions: Rates based on a 30-day lock for an owner-occupied single-family purchase with 30% down; APR based on a $275,000 loan. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
30-Year Fixed
Rate
6.375%
APR
6.677%
Points
2.375
Checked Nov 9, 2026Lender's page dated Nov 4, 2026 · sourceConditions: Rates based on a 30-day lock for an owner-occupied single-family purchase with 30% down; APR based on a $275,000 loan. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
30-Year Fixed (Low Points)
Rate
6.625%
APR
6.832%
Points
1.375
Checked Nov 9, 2026Lender's page dated Nov 4, 2026 · sourceConditions: Rates based on a 30-day lock for an owner-occupied single-family purchase with 30% down; APR based on a $275,000 loan. Membership required: people who live, work, worship or go to school on Oahu or in Maui County.
Rate history
Each date is when the rate listed on 808rates.com changed, copied from Hawaiian Financial FCU's page. Our verified history for mortgage rates starts Sep 30, 2026.
15-Year Fixed
| From | Listed rate |
|---|---|
| Nov 5, 2026 | 6.109% APR |
| Oct 29, 2026 | 6.257% APR |
| Oct 15, 2026 | 6.665% APR |
| Oct 3, 2026 | 6.537% APR |
15-Year Fixed (Low Points)
| From | Listed rate |
|---|---|
| Nov 5, 2026 | 6.222% APR |
| Oct 29, 2026 | 6.370% APR |
| Oct 15, 2026 | 6.797% APR |
| Oct 3, 2026 | 6.670% APR |
30-Year Fixed
| From | Listed rate |
|---|---|
| Nov 5, 2026 | 6.677% APR |
| Oct 29, 2026 | 6.818% APR |
| Oct 15, 2026 | 7.202% APR |
| Oct 3, 2026 | 7.061% APR |
30-Year Fixed (Low Points)
| From | Listed rate |
|---|---|
| Nov 5, 2026 | 6.832% APR |
| Oct 29, 2026 | 6.972% APR |
| Oct 15, 2026 | 7.354% APR |
| Oct 3, 2026 | 7.201% APR |
More Hawaiian Financial FCU rates
Mortgage rates at other Hawaii lenders
Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates