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Finance Factors mortgage rates

FDIC InsuredLast checked Nov 9, 2026

Today's posted mortgage rates from Finance Factors, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Finance Factors; no lender pays to be listed or ranked.

How Finance Factors compares

30-year fixed
6.884% APR · 8th lowest of 11 (30-Year Fixed)
15-year fixed
6.318% APR · 8th lowest of 11 (15-Year Fixed)
Compare mortgage rates at every Hawaii lender →

Today's mortgage rates

15-Year Fixed
Rate
5.750%
APR
6.318%
Points
2.125
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: Purchase loans for owner-occupied Hawaii homes; APR based on a $200,000 loan with 20% down. Maximum loan $1,249,125 (Honolulu, Kauai and Hawaii counties) or $1,299,500 (Maui and Kalawao).
30-Year Fixed
Rate
6.500%
APR
6.884%
Points
2.375
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: Purchase loans for owner-occupied Hawaii homes; APR based on a $200,000 loan with 20% down. Maximum loan $1,249,125 (Honolulu, Kauai and Hawaii counties) or $1,299,500 (Maui and Kalawao).

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Finance Factors's page. Our verified history for mortgage rates starts Sep 30, 2026.

15-Year Fixed
Changes to 15-Year Fixed
FromListed rate
Nov 6, 20266.318% APR
Nov 5, 20266.298% APR
Nov 4, 20266.406% APR
Nov 3, 20266.426% APR
Oct 30, 20266.493% APR
Oct 29, 20266.534% APR
Oct 28, 20266.575% APR
Oct 23, 20266.596% APR
Oct 21, 20266.683% APR
Oct 19, 20266.662% APR
Oct 17, 20266.642% APR
Oct 15, 20266.616% APR
Oct 7, 20266.704% APR
Oct 5, 20266.853% APR
Oct 2, 20266.811% APR
Oct 1, 20266.704% APR
30-Year Fixed
Changes to 30-Year Fixed
FromListed rate
Nov 9, 20266.884% APR
Nov 5, 20266.871% APR
Nov 4, 20266.961% APR
Oct 30, 20267.000% APR
Oct 29, 20267.090% APR
Oct 28, 20267.116% APR
Oct 26, 20267.103% APR
Oct 23, 20267.116% APR
Oct 19, 20267.244% APR
Oct 17, 20267.231% APR
Oct 15, 20267.202% APR
Oct 14, 20267.360% APR
Oct 9, 20267.347% APR
Oct 8, 20267.373% APR
Oct 7, 20267.475% APR
Oct 5, 20267.528% APR
Oct 2, 20267.489% APR
Oct 1, 20267.386% APR

More Finance Factors rates

Mortgage rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates