808Rates
LFCU

Lokahi Federal Credit Union mortgage rates

NCUA InsuredLast checked Nov 9, 2026

Today's posted mortgage rates from Lokahi Federal Credit Union, copied from its own website, and every change we have recorded since Sep 30, 2026. 808rates is independent and not affiliated with Lokahi FCU; no lender pays to be listed or ranked.

For people who live, work, worship or attend school on Oahu · Check eligibility

How Lokahi FCU compares

30-year fixed
6.880% APR · 6th lowest of 11 (30-Year Fixed)
15-year fixed
5.902% APR · 4th lowest of 11 (15-Year Fixed (up to 80% LTV))
Compare mortgage rates at every Hawaii lender →

Today's mortgage rates

20-Year Fixed (up to 80% LTV)
Rate
5.500%
APR
5.818%
Points
2
Checked Nov 9, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
15-Year Fixed (up to 80% LTV)
Rate
5.500%
APR
5.902%
Points
2
Checked Nov 9, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
15-Year Fixed (up to 80% LTV, No Points)
Rate
5.875%
APR
5.973%
Points
None
Checked Nov 9, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
5/6 ARM
Rate
6.000%
APR
6.335%
Points
1.375
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: 30-day lock, 20% down. Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
7/6 ARM
Rate
6.125%
APR
6.462%
Points
1.375
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: 30-day lock, 20% down. Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
10/6 ARM
Rate
6.250%
APR
6.590%
Points
1.375
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: 30-day lock, 20% down. Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
30-Year Fixed
Rate
6.500%
APR
6.880%
Points
1.75
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: 30-day lock, 20% down. Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
30-Year Fixed (Low Points)
Rate
6.625%
APR
6.984%
Points
1.5
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: 30-day lock, 20% down. Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $100,000 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.
30-Year Jumbo Fixed
Rate
6.750%
APR
7.160%
Points
2
Checked Nov 9, 2026Lender's page dated Nov 9, 2026 · sourceConditions: 30-day lock, 20% down. Owner-occupied single-family home or condo in Hawaii, FICO 660+; APR based on a $1,149,825 loan; maximum loan $1,500,000. Membership required: people who live, work, worship or attend school on Oahu.

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Lokahi FCU's page. Our verified history for mortgage rates starts Sep 30, 2026.

20-Year Fixed (up to 80% LTV)
Changes to 20-Year Fixed (up to 80% LTV)
FromListed rate
Nov 3, 20265.818% APR
Oct 3, 20264.806% APR
15-Year Fixed (up to 80% LTV)
Changes to 15-Year Fixed (up to 80% LTV)
FromListed rate
Nov 3, 20265.902% APR
Oct 3, 20264.890% APR
15-Year Fixed (up to 80% LTV, No Points)
Changes to 15-Year Fixed (up to 80% LTV, No Points)
FromListed rate
Nov 3, 20265.973% APR
Oct 3, 20264.970% APR
5/6 ARM
Changes to 5/6 ARM
FromListed rate
Nov 9, 20266.335% APR
Nov 7, 20266.230% APR
Nov 4, 20266.346% APR
Nov 3, 20266.335% APR
Oct 30, 20266.346% APR
Oct 29, 20266.473% APR
Oct 27, 20266.590% APR
Oct 26, 20266.473% APR
Oct 23, 20266.462% APR
Oct 21, 20266.613% APR
Oct 20, 20266.515% APR
Oct 19, 20266.624% APR
Oct 15, 20266.601% APR
Oct 14, 20266.647% APR
Oct 8, 20266.636% APR
Oct 7, 20266.624% APR
Oct 5, 20266.636% APR
Oct 3, 20266.613% APR
7/6 ARM
Changes to 7/6 ARM
FromListed rate
Nov 9, 20266.462% APR
Nov 7, 20266.357% APR
Nov 4, 20266.473% APR
Nov 3, 20266.462% APR
Oct 30, 20266.473% APR
Oct 29, 20266.601% APR
Oct 27, 20266.717% APR
Oct 26, 20266.601% APR
Oct 23, 20266.590% APR
Oct 21, 20266.741% APR
Oct 20, 20266.642% APR
Oct 19, 20266.752% APR
Oct 15, 20266.729% APR
Oct 14, 20266.775% APR
Oct 8, 20266.764% APR
Oct 7, 20266.752% APR
Oct 5, 20266.764% APR
Oct 3, 20266.741% APR
10/6 ARM
Changes to 10/6 ARM
FromListed rate
Nov 9, 20266.590% APR
Nov 7, 20266.485% APR
Nov 4, 20266.601% APR
Nov 3, 20266.590% APR
Oct 30, 20266.601% APR
Oct 29, 20266.729% APR
Oct 27, 20266.845% APR
Oct 26, 20266.729% APR
Oct 23, 20266.717% APR
Oct 21, 20266.869% APR
Oct 20, 20266.769% APR
Oct 19, 20266.888% APR
Oct 15, 20266.856% APR
Oct 14, 20266.904% APR
Oct 8, 20266.892% APR
Oct 7, 20266.880% APR
Oct 5, 20266.892% APR
Oct 3, 20266.869% APR
30-Year Fixed
Changes to 30-Year Fixed
FromListed rate
Nov 7, 20266.880% APR
Nov 5, 20266.892% APR
Nov 3, 20266.904% APR
Oct 30, 20267.020% APR
Oct 29, 20267.008% APR
Oct 27, 20267.100% APR
Oct 26, 20267.032% APR
Oct 23, 20267.100% APR
Oct 20, 20267.048% APR
Oct 19, 20267.160% APR
Oct 16, 20267.124% APR
Oct 15, 20267.112% APR
Oct 14, 20267.276% APR
Oct 13, 20267.264% APR
Oct 9, 20267.380% APR
Oct 7, 20267.404% APR
Oct 5, 20267.416% APR
Oct 3, 20267.288% APR
30-Year Fixed (Low Points)
Changes to 30-Year Fixed (Low Points)
FromListed rate
Nov 7, 20266.984% APR
Nov 5, 20266.996% APR
Nov 3, 20267.008% APR
Oct 30, 20267.124% APR
Oct 29, 20267.112% APR
Oct 27, 20267.204% APR
Oct 26, 20267.136% APR
Oct 23, 20267.204% APR
Oct 20, 20267.150% APR
Oct 19, 20267.264% APR
Oct 16, 20267.228% APR
Oct 15, 20267.215% APR
Oct 14, 20267.380% APR
Oct 13, 20267.367% APR
Oct 9, 20267.483% APR
Oct 7, 20267.508% APR
Oct 5, 20267.520% APR
Oct 3, 20267.392% APR
30-Year Jumbo Fixed
Changes to 30-Year Jumbo Fixed
FromListed rate
Nov 3, 20267.160% APR
Oct 29, 20267.288% APR
Oct 15, 20267.416% APR
Oct 13, 20267.544% APR
Oct 5, 20267.673% APR
Oct 3, 20267.544% APR

More Lokahi FCU rates

Mortgage rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates