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Hawaii State Federal Credit Union

Hawaii State Federal Credit Union auto loan rates

NCUA InsuredLast checked Nov 11, 2026

Today's posted auto loan rates from Hawaii State Federal Credit Union, copied from its own website, and every change we have recorded since Nov 11, 2026. 808rates is independent and not affiliated with Hawaii State FCU; no lender pays to be listed or ranked.

Open to most Hawaii residents · Check eligibility

How Hawaii State FCU compares

New car loan, 3 years
5.65% APR · 4th lowest of 4 (New Auto Loan (1–3 years))
Used car loan, 3 years
6.40% APR · 4th lowest of 5 (Used Auto Loan (1–3 years))
Compare auto loan rates at every Hawaii lender →

Today's auto loan rates

Ranked by lowest published ("as low as") APR, only against loans for the same vehicle type and term.

New Auto Loan (1–3 years)
Vehicle
New
Term
36 months
APR as low as
5.65%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account (0.25% higher without). Up to 100% financing. Must be a Hawaii resident. Membership required.
New Auto Loan (4 years)
Vehicle
New
Term
48 months
APR as low as
5.75%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account (0.25% higher without). Up to 100% financing. Must be a Hawaii resident. Membership required.
New Auto Loan (5 years)
Vehicle
New
Term
60 months
APR as low as
5.85%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account (0.25% higher without). Up to 100% financing. Must be a Hawaii resident. Membership required.
Used Auto Loan (1–3 years)
Vehicle
Used
Term
36 months
APR as low as
6.40%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account (0.25% higher without). Up to 100% financing. Must be a Hawaii resident. Membership required.
Used Auto Loan (4 years)
Vehicle
Used
Term
48 months
APR as low as
6.50%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account (0.25% higher without). Up to 100% financing. Must be a Hawaii resident. Membership required.
Used Auto Loan (5 years)
Vehicle
Used
Term
60 months
APR as low as
6.60%
Checked Nov 11, 2026Lender's page dated Nov 1, 2026 · sourceConditions: Lowest published rate; your APR depends on credit and may be higher. APR includes a 0.25% discount for automatic payments from a Hawaii State FCU checking account (0.25% higher without). Up to 100% financing. Must be a Hawaii resident. Membership required.

Rate history

Each date is when the rate listed on 808rates.com changed, copied from Hawaii State FCU's page. Our verified history for auto loan rates starts Nov 11, 2026.

New Auto Loan (1–3 years)

5.65% APR since Nov 11, 2026, with no change.

New Auto Loan (4 years)

5.75% APR since Nov 11, 2026, with no change.

New Auto Loan (5 years)

5.85% APR since Nov 11, 2026, with no change.

Used Auto Loan (1–3 years)

6.40% APR since Nov 11, 2026, with no change.

Used Auto Loan (4 years)

6.50% APR since Nov 11, 2026, with no change.

Used Auto Loan (5 years)

6.60% APR since Nov 11, 2026, with no change.

More Hawaii State FCU rates

Auto loan rates at other Hawaii lenders

Rates are copied exactly from each lender's own page and can change at any time; confirm with the lender before applying. How we collect and rank rates